The expression is
.
Horizontal method:
\Rewrite as the sum of two products.
\
Apply distributive property:
.
(Multiply:
)
Apply distributive property:
.

(Multiply:
)
(Subtract:
)
The product of 
.
Vertical method:
\Multiply by
.

Multiply by y.
\
Combine like terms.
\
Thus, The product of 
.
The product of 
.