Will invest the Prinicipal Income is
.
Rate of interest 
Time period is
years .
Find the total amount compounded semiannually.
\
.
For semiannually compounded
.
Substitute all the values in the equation.
\
\ \


Therefore,the total amount after twenty years compounded semiannually with interest of
is
.
Henry invest the Prinicipal Income is
.
Rate of interest 
Time period is
years .
Find the total amount compounded continuously.
\
.
Substitute all the values in the equation.
\
\ \
Therefore,the total amount after twenty years compounded continuously with interest of
is
.
Hence,the total amount will has
and the total amount henry has
.
Therefore,Will has more money than Henry after 20 years.
\The total amount Will has 
The amount Henry has 
Will has more money than Henry after 20 years.